About Howard FM

At HFM we provide a personal and confidential service to both existing and potential new clients throughout Northamptonshire, Buckinghamshire and Leicestershire. With experience in the Financial Services industry since 2001, we are confident in our ability to provide the right advice in a professional and courteous manner.

What is a Financial Planner

HFM is a firm of Financial Planners which is not to be confused with an Independent Financial Adviser. The key difference is that a Financial Planner is not authorised to give any specific investment product advice – were appropriate we work with Independent Strategic Partners who can arrange investment products for you at no extra cost. Advice on Mortgages or Protection is handled by HFM as we are authorised and regulated by the Financial Conduct Authority in these areas.

Financial News

BBC News - Your Money

Second RBS apology for app glitch

Low rates 'fail to deter savers'

JP Morgan fined £3m for failings

Co-op rolls out talking cashpoints

References

From Mr Honour - Bicester

"Before we met you, we had previous experience of financial planning offered by large companies; our portfolio changed hands many times and we never felt that our interests were clearly understood by our advisers."